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What is crypto-jacking? 

Crypto-jacking is a malicious activity. It involves hijacking the computing power of users’ computer devices to mine cryptocurrencies without their knowledge. This practice is often carried out by cybercriminals. They infect systems with malware via compromised websites or booby-trapped emails. 

When a device is infected, it secretly performs complex calculations. These calculations are needed to validate cryptocurrency transactions and generate new units. In the event of crypto-jacking, the profits from the mining go to the attacker. Meanwhile, the victim’s device may slow down, overheat or wear out faster. 

To avoid crypto-jacking, adopt computer security measures by using up-to-date protection software and remain vigilant online. It is also important to be wary of emails from unknown senders. 


Cryptocurrencies or digital currencies are terms commonly used in the crypto ecosystem. However, the terminology favored by regulators (ACPR and AMF) is crypto-assets or digital assets. This distinction arises because, although often referred to as cryptocurrencies, these assets do not qualify as currencies in the legal sense. They are virtual resources based on blockchain technology, whose value is determined solely by supply and demand.

None of the information contained in this FAQ constitutes investment advice, tax advice, legal advice, or any other type of advice, nor does it serve as an invitation to engage in any form of financial transaction.

Investing in digital assets carries risks and may not be suitable for all investors. It is the responsibility of investors to educate themselves about the risks associated with different digital assets. In particular, it is noted that digital assets can exhibit significant volatility, and investments in digital assets involve a risk of capital loss. Accordingly, it is important to remember that the past performance of digital assets, as might be indicated on Banque Delubac & Cie’s website or in documents provided to investors, is not indicative of future performance. Investors should familiarize themselves with the technologies underlying each digital asset and their associated risks, including vulnerabilities, defects, hacks, errors, protocol failures, or attacks on the protocol. Banque Delubac & Cie cannot be held liable for any misunderstanding of the risks associated with digital assets or for any losses investors may incur due to errors in wallet addresses attributable to the investor.

Most frequently asked questions

How to store cryptocurrencies 
Investors in crypto-currencies (crypto-assets or digital assets) have one major concern: securing their assets and private keys. This is to minimize the risk of theft, hacking or loss, while guaranteeing absolute control over one's crypto-currencies.  Choose from the solutions best suited to your needs in terms of use and safety:  Cold Wallets   Cold [...]
Investors in crypto-currencies (crypto-assets or digital assets) have one major concern: securing their assets and private keys. This is to minimize the risk of theft, hacking or loss, while guaranteeing absolute control over one's crypto-currencies.  Choose from the solutions best suited to your needs in terms of use and safety:  Cold Wallets   Cold [...]

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What are the risks associated with cryptocurrencies? 
Price volatility  Cryptocurrencies are notoriously volatile. Sudden and large price swings can result in significant gains, but also considerable losses for investors.   For example, between Monday 1ᵉʳ November 2021 and Thursday 1ᵉʳ December 2022, Bitcoin lost 72% of its value. Conversely, between 1ᵉʳ October 2020 and 1ᵉʳ March 2021, Bitcoin rose by [...]
Price volatility  Cryptocurrencies are notoriously volatile. Sudden and large price swings can result in significant gains, but also considerable losses for investors.   For example, between Monday 1ᵉʳ November 2021 and Thursday 1ᵉʳ December 2022, Bitcoin lost 72% of its value. Conversely, between 1ᵉʳ October 2020 and 1ᵉʳ March 2021, Bitcoin rose by [...]

Read more
Where and how to store cryptocurrencies? 
Incidents of crypto-asset theft can occur as a result of online hacking. To secure your digital assets, you have several options. Existing solutions are called wallets.   A cryptocurrency wallet groups together the addresses of your various digital assets. It serves as access to your funds. To receive cryptocurrencies from a third [...]
Incidents of crypto-asset theft can occur as a result of online hacking. To secure your digital assets, you have several options. Existing solutions are called wallets.   A cryptocurrency wallet groups together the addresses of your various digital assets. It serves as access to your funds. To receive cryptocurrencies from a third [...]

Read more
What is the difference between crypto and equities? 
Nature and investment objectives  A share represents a unit of ownership in a company. When you hold shares, you become a co-owner, a shareholder in the issuing company. This means that you own part of the company's property. As a shareholder, you have certain rights, such as the right to vote [...]
Nature and investment objectives  A share represents a unit of ownership in a company. When you hold shares, you become a co-owner, a shareholder in the issuing company. This means that you own part of the company's property. As a shareholder, you have certain rights, such as the right to vote [...]

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hat is a crypto-friendly bank?
A crypto-friendly bank is one that facilitates access to and use of crypto-assets. Many traditional banks are still very wary of sending or receiving money via crypto platforms. Lack of regulation, unfamiliarity with this innovative technology and bad press have fuelled the fear of some financial institutions to position themselves [...]
A crypto-friendly bank is one that facilitates access to and use of crypto-assets. Many traditional banks are still very wary of sending or receiving money via crypto platforms. Lack of regulation, unfamiliarity with this innovative technology and bad press have fuelled the fear of some financial institutions to position themselves [...]

Read more